Hospital Choice

  • Overview

    When you’re hospitalized for an injury or sickness, there will probably be medical expenses and out-of-pocket costs that are not covered by your major medical insurance. Aflac’s group supplemental hospital insurance coverage provides cash benefits (unless otherwise assigned), to use as you see fit. The benefits are predetermined and paid regardless of any other insurance you have.

    Some Aflac advantages:

    • Helps enhance and supplement any medical plan.
    • Provides out-of-pocket protection for hospital stays.

    This is for illustrative purposes only. Benefits may not be available in all states for all enrollments.

  • Plans

    Group Supplemental Hospital Indemnity Insurance

    This insurance coverage provides financial protection to help enhance your current coverage and pays benefits to help with expenses associated with a hospital stay or visit. Download PDF

  • Rates

    SUBSCRIBER(s) PREMIUM EBR HSSCR TOTAL
    18-49 Individual $27.56 $11.83 $18.72 $58.11
    50-59 $28.08 $13.52 $24.05 $65.65
    60-64 $28.99 $13.65 $31.33 $73.97
    18-49 Insured/Spouse $39.13 $24.96 $34.32 $98.41
    50-59 $41.34 $28.08 $47.71 $117.13
    60-64 $44.20 $28.34 $59.93 $132.47
    18-49 One-Parent Family $34.97 $23.66 $26.00 $84.63
    50-59 $35.62 $24.18 $29.51 $89.31
    60-64 $36.14 $24.83 $38.74 $99.71
    18-49 Two-Parent Family $41.47 $30.29 $34.97 $106.73
    50-59 $41.86 $30.81 $50.18 $122.85
    60-64 $44.72 $32.24 $63.96 $140.92
    EBR*: Extended Benefit Rider Premium (Available for ages 18-75)
    HSSCR*: Hospital Stay and Surgical Care Rider Premium (Available for ages 18-75)
    *Note – The Extended Benefit Rider and Hospital Stay and Surgical Care Rider are not available with Option H.